Articles

Scroll or use the Search Bar to find topics you are interested in. Posts are listed by date, newest first.

How to Create a Budget budget Oct 12, 2018

 

Creating a budget with this guide can help you gain control of your finances and save you money for the future: money to pay off debts faster, money to put towards savings or retirement, or money t...

Continue Reading...
The Bitcoin Debate: Pros, Cons, and Where We Stand bitcoin Oct 05, 2018

 

To even begin this debate, you have to understand what Bitcoin is. We’ve separated the learning scale a bit for the newbies to the bitcoin world, but if you’re already familiar with the Bitcoin, yo...

Continue Reading...
How to Balance Your Checking Account, Even When You Don't Have a Checkbook accounting bookkeeping Sep 21, 2018

 

Because very few people still use personal checks and check registers (the little white book where you would write down each check and deduct it from your account balance), there are some young’uns...

Continue Reading...
The Envelope System of Spending and Budgeting budget Sep 07, 2018

 


You make a budget every month using tools like Excel or Mint.com and have been diligently putting in all your income and expenses. Yet, you get the same result: you continue to spend more than you ...

Continue Reading...
How For-Profit Colleges and Universities Take Advantage - Part II education student loans Aug 24, 2018

A Little Bit of History

 

For-profit institutions have been around for nearly 200 years.  The first ones were established between the years 1820 and 1850 as institutes owned and managed by wealthy i...

Continue Reading...
How For-Profit Colleges and Universities take Advantage - Part I education student loans Aug 17, 2018

For-profit colleges and universities are educational institutions established with the main aim of profit-making or financial gain. For most of their history, they existed separately from public and t...

Continue Reading...
 
Sick Pet? Don't Be an Emotional Target! pets scam Aug 10, 2018

The Pet Pay Out

 

It is no secret that Americans love their pets.  We spend more on our furry friends than any other country, by far.  It’s no surprise, then, to find out that more and more pet owne...

Continue Reading...
Do you really need a College Degree? education Aug 03, 2018

Towards the end of the school year, high school seniors all across the country are checking and refreshing their email obsessively. We might see them rushing down the driveway whenever they hear the s...

Continue Reading...
The Five Most Important Factors That Affect Your Credit Report & Score credit Jul 27, 2018
 
How to Obtain a Copy of your Credit Report & How to Obtain a Copy of your Credit Scores 
Credit repair can help improve your personal financial situation and help you achieve your goals. You can
...
Continue Reading...
 
The True Cost of Eating Out eating out grocery health Jul 20, 2018

Food is one of your Big 3 Expenses (Housing, Transportation, and Food) and you should always do your best to keep the Big 3 under control.  Eating at home would save most of us a lot of money, yet we ...

Continue Reading...
 
I Wouldn't Want to Clean All Those Bathrooms mindset Jul 13, 2018

 

Imagine the most spectacular house you can dream of: a mansion with multiple bedrooms and bathrooms, an enormous gourmet kitchen, a resort style pool in the backyard, and everything else you can po...

Continue Reading...
 
Should I Rent or Buy? buy rent Jul 06, 2018
 

There is a saying, “Why rent when you can buy?” and various versions of this being thrown all around. This gives the impression that it is better to own rather than rent or that renting is somehow ...

Continue Reading...
THE PROSPERITY NEWSLETTER

Want Helpful Finance Tips Every Month?

We send out a newsletter every month with the latest tips and advice to help you make the most of your retirement.